Know the benefitsAn objective, accurate business credit report provides access to critical information needed for making informed financial business decisions about whom you do business with and at what price. The chart below presents what data might be available and how it helps:
| What you get: | How it helps: |
|---|---|
| Business background information | Decide whether to do business with a company |
| Comprehensive financial information | Assess business risk of extending terms and credit levels |
| Credit risk factors | Avoid surprises from current customers when you review them for credit increases |
| Banking, trade and collection history | Know what to expect based on an account's historical business practices |
| Past liens, judgments, business registrations and bankruptcies | Quickly determine whether you can confidently make a credit decision concerning a new customer or if further investigation is needed |
| Uniform Commercial Code (UCC) filings | Determine your credit position relative to other creditor positions that may already be in place |
Search Experian Business Reports to gain a current and objective financial picture of how a business handles its financial obligations, conveying not only the company's ability to pay but also its willingness to pay. Use Experian Business Reports to search approximately 15 million U.S. companies including Puerto Rico and the Virgin Islands to help you make effective business decisions by providing company background, trade payment experiences, financial data, and public record filings.